Terms of Use
By using this website, you agree to these terms.
Educational use only
The calculator provides an educational estimate only. It is not legal, financial, or tax advice. SSA makes final determinations.
No warranties
This site is provided “as is” without warranties of any kind. We do not guarantee accuracy, completeness, or outcomes.
Limitation of liability
To the fullest extent permitted by law, we are not liable for damages arising from the use of this site.
Changes
We may update these terms. The “last updated” date indicates the latest version.
Last updated: 2026-01-21