Terms of Use

By using this website, you agree to these terms.

Educational use only

The calculator provides an educational estimate only. It is not legal, financial, or tax advice. SSA makes final determinations.

This site is provided “as is” without warranties of any kind. We do not guarantee accuracy, completeness, or outcomes.

To the fullest extent permitted by law, we are not liable for damages arising from the use of this site.

We may update these terms. The “last updated” date indicates the latest version.

Last updated: 2026-01-21