Terms of Use
By accessing and using WEPcalculator.com, you acknowledge and agree to the following terms and conditions.
1. Educational Use Only
This calculator provides an educational estimate based on simplified 2026 Social Security formulas. It is not financial, legal, or tax advice. The Social Security Administration (SSA) is the only body that can provide an official determination of your benefits.
2. Accuracy & No Warranties
While we strive for accuracy, this site is provided on an "as is" basis. We do not warrant that the calculations are error-free or reflect the most current legislative changes. Use of the results is at your own risk.
3. Limitation of Liability
To the maximum extent permitted by law, WEPcalculator.com and its owners shall not be liable for any financial decisions made or damages arising from the use of this tool.
4. Policy Changes
Social Security laws, including the WEP, are subject to congressional changes. We reserve the right to update this tool and these terms at any time.
Last updated: February 2, 2026